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VPAs are typically created through a mobile banking app or a digital wallet. Once created, users can share their VPA with other users who want to send them money.

The sender then enters the VPA into their own mobile banking app or a digital wallet and specifies the amount they want to send. The money is then transferred securely and quickly to the recipient’s bank account.

VPAs provide a secure and convenient way to transfer funds without having to share bank account details. They are becoming increasingly popular as more people move away from traditional banking methods and embrace digital payments.

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